Troy Vandenbosch
Troy VandenBosch, WMS President, VCM Investment Adviser Representative, RJFS

I began working in my family’s business, Zeeland Lumber & Supply Company in Zeeland, Michigan, when I was just 13 years old. Being in a work environment and earning a salary taught me lot about money. It also taught me that I wanted to run my own business someday. Combined with my interest in the financial world, it ultimately led to my decision to become an Advisor. My goal has always been to build my own family business where one day my sons will join me.

I strongly believe what’s most important about a quality client-advisor relationship is the “fit.” Because the markets can often be complicated and unpredictable, we need to trust and like one another.

I have well-defined goals for my clients – they let me worry about the financial markets and their investment portfolios – so they can enjoy their lives. My goal is for every client to consider me as the “financial guy” for their entire family. When their children or grandchildren need help or have questions, I want them to feel comfortable talking to me.

As an Investment Adviser Representative, I specialize in fee-based* portfolio management. I establish investment parameters with each client and make trading decisions based on these guidelines. My investment philosophy is simple – process over prediction. I am also the first to admit that I am detail-oriented to a fault, but that simply means things aren’t forgotten or glossed over.

I was drawn to Raymond James because, simply, “they get it.” Raymond James has no interest in pushing proprietary products, but instead gives me the freedom to make investment decisions based solely on the well-being of each client.

Before joining Raymond James in 2013, I spent nine years at Wells Fargo Advisors in Farmington Hills, where I held the positions of Vice President of Investments and Senior Fundamental Choice Portfolio Manager. I began my career in 2002 as a Financial Advisor Trainee at Morgan Stanley in Livonia. In November of 2021, I made the decision to open my own independent office through Raymond James Financial Services in Commerce Twp.

I earned a BBA in Business Management and Finance from Western Michigan University in Kalamazoo, but I like to tell people that my “real” education was growing up in the family business.

I am a lifelong Michigander and was born and raised in Grand Haven, and today live in Commerce Twp. I have an amazing family. I married my wife, Molly, at the Detroit Yacht Club more than fifteen years ago, and today we have three boys – Cohen, and Greyson and Declan, who are twins. Rounding out the family is our black lab, Shandy.

I believe in working hard and playing hard. My family are all lake lovers who enjoy spending summers on the boat surrounded by friends. I am also actively involved with the WMU Alumni Association and its Business Externship Program, serving as a mentor.

*In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically reevaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part II as well as the client agreement.